As soon as you start your BDS or BChD course, we’re here to help you in your dental career through training, work and beyond.
If you have insufficient income to meet your essential outgoings, then please apply here.
We consider all applications individually but where possible we ensure that dental students are accessing all available types of help available to them. Some links are included below for reference. You can apply at any time and we aim to make decisions within one week. We request that individuals apply once per academic year and so support is assessed on a September to September basis, in line with your studies. An exception to this is if you have unforeseen circumstances that has affected your finances later on in the year.
Please watch the following video, that has all the information you need to be able to apply online for financial support
The following information is guidance to help you navigate your finances whilst at university.
Budgeting and Planning
The UCAS Calculator helps youunderstand the average costs per university.
Student loans are available to help you pay for tuition fees and help with living costs (aka maintenance loan). For the first four years of a standard dental degree you will have to apply for funding through the relevant countries student finance organisation.
University Hardship Fund
Each institution is different and so the best way is to search ‘university hardship’ + your institution and the relevant eligibility and application process should come up. Please note that often these are only open at set times throughout the year so check on the application deadlines.
If your loan is insufficient to meet your living costs (i.e. rent, food, clothing, bills, travel and books and equipment for your course), then these are the options open to you;
Work out what the full loan should be and if you are receiving less than this. The amount of loan you are offered is means tested and based on your parent’s income with the assumption that they will contribute. It also differs depending on which country and part of the country (i.e. London or outside London) and if you will be living with your parents.
Speak to your parents or guardians and ask if they can help to make up the difference.
If your parents’ circumstances have changed, you can put in a request to appeal the amount given (search ‘student finance appeal’ + your relevant country)
Minimise your expenditure wherever possible and make sure that you are not overspending whilst maintaining a healthy lifestyle. The budget calculator will help.
Check that you are accessing all types of support including your full student loan, the NHS bursary (in later academic years), university hardship funding and the university’s scholarship/ bursaries/ departmental funding as well as any pre-agreed overdrafts.
Get support in other ways
You can also get support with your wellbeing including counselling, legal and debt advice via our Assistance Programme in partnership with Health Assured via a 24/7 helpline, smartphone app or online wellbeing content.